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First-Time Homebuyers
Currently No Funding Available

The City of Ogdensburg’s Homebuyer Revolving Loan Fund can assist homebuyers in the City with down payment and/or closing cost assistance. The revolving loan fund can loan up to $7,500 for down payment and closing cost assistance to low- and moderate-income first-time homebuyers. These funds are available to homebuyers that meet HUD’s definition of a first-time homebuyer. The funds can also be used for those homebuyers that “max out” a homeownership grant award and have additional closing costs they need to pay at closing. The loan terms are up to five years and the interest rate is variable from 0% to 7% on a sliding scale based on the income of the borrower. These funds are subject to availability.

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